TERMS OF SERVICE AGREEMENT
YOU HEREBY AGREE TO BE BOUND BY THE TERMS AND ALL TERMS INCORPORATED HEREIN BY REFERENCE. IF YOU DO NOT
EXPRESSLY AGREE TO ALL OF THE TERMS AND CONDITIONS, THEN PLEASE DO NOT ACCESS OR USE OUR SITES OR OUR SERVICES.
THIS TERMS OF SERVICE AGREEMENT IS EFFECTIVE AS OF 01/25/2016.
ACCEPTANCE OF TERMS
The following Terms of Service Agreement (the "TOS") is a legally binding agreement that shall govern the
relationship with our users and others which may interact or interface with S&J Engines, Inc., also known as
SJE, located at 817 North Lincoln Street, Spokane, Washington 99201-2124, and our subsidiaries and affiliates,
in association with the use of the SJE website, which includes www.sandjengines.com
(the "Site") and its Services, which shall be defined below.
DESCRIPTION OF WEBSITE SERVICES OFFERED
The Site is an e-commerce website which has the following description:
Founded in 1975, S&J Engines is a private business specializing in remanufactured automotive and marine
products. Our website provides the public and professionals access to our product line and the ability to
purchase directly online.
Any and all visitors to our site, despite whether they are registered or not, shall be deemed as "users" of the
herein contained Services provided for the purpose of this TOS.Once an individual registers for our Services,
through the process of creating an account, the user shall then be considered a "member."
The userand/or member acknowledges and agrees that the Services provided and made available through our website
and applications, which may include some mobile applications and that those applications may be made available
on various social media networking sites and numerous other platforms and downloadable programs, are the sole
property of S&J Engines, Inc..At its discretion, S&J Engines, Inc. may offer additional website Services
and/or products, or update, modify or revise any current content and Services, and this Agreement shall apply to
any and all additional Services and/or products and any and all updated, modified or revised Services unless
otherwise stipulated. S&J Engines, Inc. does hereby reserve the right to cancel and cease offering any of
the aforementioned Services and/or products. You, as the end userand/or member, acknowledge, accept and agree
that S&J Engines, Inc. shall not be held liable for any such updates, modifications, revisions, suspensions
or discontinuance of any of our Services and/or products. Your continued use of the Services provided, after
such posting of any updates, changes, and/or modifications shall constitute your acceptance of such updates,
changes and/or modifications, and as such, frequent review of this Agreement and any and all applicable terms
and policies should be made by you to ensure you are aware of all terms and policies currently in effect. Should
you not agree to the updated, modified, revised or modified terms, you must stop using the provided
Furthermore, the userand/or member understands, acknowledges and agrees that the Services offered shall be
provided "AS IS" and as such S&J Engines, Inc. shall not assume any responsibility or obligation for the
timeliness, missed delivery, deletion and/or any failure to store user content, communication or personalization
The Buyer understands, accepts and agrees responsibility to strictly abide by the terms of the Warranty(see the
full Warranty Policy at www.sandjengines.com/warranty), and further understands, agrees and accepts that failure
to do so will relieve S&J Engines, Inc. of any responsibility to abide by the terms of the warranty also. The
Buyer acknowledges that the Warranty has value for the purpose of protection against product failure and was an
important consideration when deciding to purchase this product at the price paid.
Buyer understands, accepts and agrees with the terms of the warranty and that the warranty provides fair and
reasonable remedy for any product failure that may occur.
Buyer understands, accepts and agrees to obtain a Return Authorization Number prior to shipping any product back
to S&J Engines, Inc. and that any package without an RA Number will be rejected.
To register and become a "member" of the Site, you must be 18 years of age to enter into and form a legally
binding contract. In addition, you must be in good standing and not an individual that has been previously
barred from receiving SJE's Services under the laws and statutes of the United States or other applicable
Furthermore, the registering party hereby acknowledges, understands and agrees to:
- furnish factual, correct, current and complete information with regards to yourself as may be requested by
the data registration process, and
- maintain and promptly update your registration and profile information in an effort to maintain accuracy and
completeness at all times.
If anyone knowingly provides any information of a false, untrue, inaccurate or incomplete nature, S&J Engines,
Inc. will have sufficient grounds and rights to suspend or terminate the member in violation of this aspect of
the Agreement, and as such refuse any and all current or future use of S&J Engines, Inc. Services, or any
Every member's registration data and various other personal information are strictly protected by the S&J
member, you herein consent to the collection and use of the information provided, including the transfer of
information within the United States and/or other countries for storage, processing or use by S&J Engines, Inc.
and/or our subsidiaries and affiliates.
MEMBER ACCOUNT, USERNAME, PASSWORD AND SECURITY
After completion of the registration data and creation of your username, you will receive a random
password—which you can later change—and account designation. You shall be responsible for maintaining the
secrecy and confidentiality of your password and for all activities that transpire on or within your account. It
shall be your responsibility to notify S&J Engines, Inc. immediately if you notice any unauthorized access or
use of your account or password or any other breach of security. S&J Engines, Inc. shall not be held liable for
any loss and/or damage arising from any failure to comply with this term and/or condition of the TOS.
As a member of the Site, you herein acknowledge, understand and agree that all information, text, software,
data, photographs, music, video, messages, tags or any other content, whether it is publicly or privately posted
and/or transmitted, is the expressed sole responsibility of the individual from whom the content originated. In
short, this means that you are solely responsible for any and all content posted, uploaded, emailed, transmitted
or otherwise made available by way of SJE Services, and as such, we do not guarantee the accuracy, integrity or
quality of such content. It is expressly understood that by use of our Services, you may be exposed to content
including, but not limited to, any errors or omissions in any content posted, and/or any loss or damage of any
kind incurred as a result of the use of any content posted, emailed, transmitted or otherwise made available by
Furthermore, you herein agree not to make use of S&J Engines, Inc.'s Services for the purpose
- uploading, posting, emailing, transmitting, or otherwise making available any content that shall be deemed
unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, or
invasive of another's privacy or which is hateful, and/or racially, ethnically, or otherwise objectionable;
- causing harm to minors in any manner whatsoever;
- impersonating any individual or entity, including, but not limited to, any SJE officials, forum leaders,
guides or hosts or falsely stating or otherwise misrepresenting any affiliation with an individual or
- forging captions, headings or titles or otherwise offering any content that you personally have no right to
pursuant to any law nor having any contractual or fiduciary relationship with;
- uploading, posting, emailing, transmitting or otherwise offering any such content that may infringe upon any
patent, copyright, trademark, or any other proprietary or intellectual rights of any other party;
- uploading, posting, emailing, transmitting or otherwise offering any content that you do not personally have
any right to offer pursuant to any law or in accordance with any contractual or fiduciary relationship;
- uploading, posting, emailing, transmitting, or otherwise offering any unsolicited or unauthorized
advertising, promotional flyers, "junk mail," "spam," or any other form of solicitation, except in any such
areas that may have been designated for such purpose;
- uploading, posting, emailing, transmitting, or otherwise offering any source that may contain a software
virus or other computer code, any files and/or programs which have been designed to interfere, destroy
and/or limit the operation of any computer software, hardware, or telecommunication equipment;
- disrupting the normal flow of communication, or otherwise acting in any manner that would negatively affect
other users' ability to participate in any real time interactions;
- interfering with or disrupting any S&J Engines, Inc. Services, servers and/or networks that may be connected
or related to our website, including, but not limited to, the use of any device software and/or routine to
bypass the robot exclusion headers;
- intentionally or unintentionally violating any local, state, federal, national or international law,
including, but not limited to, rules, guidelines, and/or regulations decreed by the U.S. Securities and
Exchange Commission, in addition to any rules of any nation or other securities exchange, that would include
without limitation, the New York Stock Exchange, the American Stock Exchange, or the NASDAQ, and any
regulations having the force of law;
- providing informational support or resources, concealing and/or disguising the character, location, and or
source to any organization delegated by the United States government as a "foreign terrorist organization"
in accordance to Section 219 of the Immigration Nationality Act;
- "stalking" or with the intent to otherwise harass another individual; and/or
- collecting or storing of any personal data relating to any other member or user in connection with the
prohibited conduct and/or activities which have been set forth in the aforementioned paragraphs.
S&J Engines, Inc. herein reserves the right to pre-screen, refuse and/or delete any content currently available
through our Services. In addition, we reserve the right to remove and/or delete any such content that would
violate the TOS or which would otherwise be considered offensive to other visitors, users and/or
S&J Engines, Inc. herein reserves the right to access, preserve and/or disclose member account
information and/or content if it is requested to do so by law or in good faith belief that any such action
is deemed reasonably necessary for:
- compliance with any legal process;
- enforcement of the TOS;
- responding to any claim that therein contained content is in violation of the rights of any third party;
- responding to requests for customer service; or
- protecting the rights, property or the personal safety of S&J Engines, Inc., its visitors, users and
members, including the general public.
S&J Engines, Inc. herein reserves the right to include the use of security components that may permit digital
information or material to be protected, and that such use of information and/or material is subject to usage
guidelines and regulations established by S&J Engines, Inc. or any other content providers supplying content
services to S&J Engines, Inc.. You are hereby prohibited from making any attempt to override or circumvent any
of the embedded usage rules in our Services. Furthermore, unauthorized reproduction, publication, distribution,
or exhibition of any information or materials supplied by our Services, despite whether done so in whole or in
part, is expressly prohibited.
SHOP NOW PAY LATER TERMS
You must agree to the terms of this Agreement, including the Payment Authorization below that authorizes us to initiate payments from the debit or credit card account you have identified, in order to obtain a SJ 2-Pay SJ 2-Pay.
The following terms and conditions represent an agreement between the lender,
S&J Engines, Inc. Inc.,
located at 817 North Lincoln Street,
("S&J Engines, Inc.," “we," or "us") and
the user of this payment option ("you" as the borrower, under the name and address provided when
you agreed to use this payment option), entered into as of the date you agree to use this payment
option for your purchase. In addition to these terms and conditions, your use of this payment option is
governed by the Terms for S&J Engines, Inc. SJ 2-Pay, which are incorporated into and made part of
these Terms and Conditions (collectively, the “Agreement”). By choosing to pay for your purchase of
goods and/or services (the "Purchase") with a SJ 2-Pay SJ 2-Pay from S&J Engines, Inc., you agree to the
terms of this Agreement, which, in addition to the Terms for S&J Engines, Inc. SJ 2-Pay, includes our
applicable Payment Schedule we provide to you.
OREOVER, THIS AGREEMENT INCORPORATES THE
ARBITRATION PROVISION IN THE TERMS FOR S&J ENGINES, INC. SJ 2-PAY SERVICE TO WHICH YOU ARE
ALREADY A PARTY. IF YOU DID NOT OPT OUT OF THAT ARBITRATION PROVISION, IT ALSO APPLIES IN
THIS AGREEMENT, UNLESS YOU ARE SUBJECT TO THE PROTECTIONS OF THE MILITARY LENDING ACT.
PLEASE READ THE ARBITRATION PROVISION CAREFULLY AS IT WILL HAVE A SUBSTANTIAL EFFECT ON
YOUR RIGHTS, INCLUDING YOUR RIGHT TO A JURY TRIAL AND TO BRING OR PARTICIPATE IN A CLASS
ACTION. BY ACCEPTING THIS AGREEMENT, YOU AGREE TO THE TERMS OF THE ARBITRATION PROVISION
UNLESS YOU PREVIOUSLY OPTED OUT.
Total Purchase Amount: This equals the total amount of your Purchase, as adjusted, and represents the
total amount you will have paid when you have made all scheduled payments.
In addition to the cost of any goods or services, it may be adjusted to include
- any applicable taxes, shipping costs, or other fees that you have authorized and that are charged by a
- any goods or services added to your order after you agree to this Agreement and/or
- any adjustments or increases due to exchanges or returns.
Payment Schedule:When you elect to use this payment option, we will present you with the applicable
payment terms, including:
The amount of your Initial Payment. The Initial Payment is the first of two payments and is due
immediately once S&J Engines, Inc. confirms your order. The Initial Payment will be made automatically
on that date as described in the Payment Authorization below.
The amount of subsequent Installment Payment: The Installment Payments represent the remaining
amount and consist of one additional installment payment due 45 (forty-five) days after the Initial
Payment. Installment Payment will be made automatically on the date as set forth in the Payment
Promise to Pay: By using this payment option, you are instructing us to send the Total Purchase Amount to the
designated merchant as payment for your purchase. You further promise to pay S&J Engines, Inc. the Total
Purchase Amount in accordance with the payment terms, including repayment of the Initial Payment and each
Installment Payment on their Due Dates, plus any fees, past due amounts and other charges as permitted under
this Agreement. There is no balloon or similar final payment required on this loan and you are not required to
obtain credit life or credit disability as a condition of receiving this loan.
No Interest or Other Finance Charges: This is a 0% APR SJ 2-Pay. There are no interest or other finance
charges due on this payment option. Other fees will apply as described in this Agreement.
Payment Methods: We accept as a payment method most valid credit and debit cards that are not
scheduled to expire in the near future. We may limit the types of payment methods we accept at our
discretion. If a type of payment method, such as a particular credit or debit card, is not accepted, you
will be notified before your Purchase is completed. You may change your payment method at any time,
and if you do, you authorize us to charge your new payment method in accordance with this Agreement.
Paying by debit card is not a requirement for obtaining a SJ 2-Pay under this Agreement.
Storing Payment Method Details: No payment method details are stored on S&J Engines, Inc. servers.
S&J Engines, Inc. third-party payment providers will store payment details and utilize that information to
affect charges. S&J Engines, Inc. third-party payment providers will use this information to authorize
future charges as described in the Payment Authorization below. Unless you opt out, S&J Engines, Inc.
may also use this information to prefill your payment method details for future purchases. You may
manage your payment method details online or through the S&J Engines, Inc. website or by contacting
us directly. In the event S&J Engines, Inc. obtains updated payment method information from your bank,
you agree that S&J Engines, Inc. may update and use this information in our system.
Failed Payment Fee: If you attempt to make the second Installment Payment and your payment is
returned unpaid for “not sufficient funds” or for any other reason such as a closed account, we will
charge you a Failed Payment Fee of up to $25 (or any lower amount required by law). The Failed
Payment Fee will never exceed the Installment Payment amount and will be waived or refunded in the
event our error results in you incurring a Returned Payment Fee.
Reinitiating a rejected debit: Unless otherwise limited by law, if any payment under this Payment Authorization
is rejected or otherwise returned unpaid, you authorize us to reinitiate it up to two additional times. However,
you agree that we are under no obligation to reinitiate any rejected charges or debits. You understand that your
financial institution or card issuer may impose fees in connection with rejected charges or debits, and you
agree that we do not have any liability to you for such fees. You understand that the associated financial
institution may impose fees in connection with rejected payments, and you agree that we do not have any
liability for such fees. If you know that a payment will be rejected by your financial institution (e.g.,
because there is not enough money in the account or availability on the card), you should contact us so that
alternate arrangements can be made.
Returns: Any return, cancellation or exchange of a product is a matter between you and S&J Engines, Inc., subject
to Merchant's return policy. It will not impact the amount you owe under this Agreement unless and until we
receive a credit from S&J Engines, Inc.. If we receive a credit from S&J Engines, Inc., we will apply it to your
outstanding balance and refund any portion of such credit that exceeds your outstanding balance. Merchant
credits do not count as payments on your account. You will need to continue to make your previously disclosed
payments at scheduled Due Dates until your balance is paid in full.
Product Questions and Issues: Please contact S&J Engines, Inc. with any questions regarding Purchases.
Cancellation of Transaction by Buyer:
- In addition to any other rights he or she may have, the Buyer shall have the right to cancel a retail
installment transaction for other than the Seller's breach by sending notice of such cancellation to the
Seller at his or her place of business as set forth in the contract or charge agreement by certified mail,
return receipt requested, which shall be posted not later than midnight of the third day (excluding
Sundays and holidays) following the date of the order.
- Second installment is due 45 days after the initial payment. Should the payment fail processing, a
charge of $25 will be assessed. Buyer will have ten days with which to arrange for the final installment
payment or the order will be considered Canceled per the above.
No SJ 2-Pay Broker: You agree and represent that no person has performed any act as a broker in
connection with the making of this SJ 2-Pay
Assignment: You may not transfer or assign any rights or obligations you have under these terms. To the extent
not otherwise already permitted by applicable law, we may transfer or assign these terms or any right or
obligation under these terms at any time provided that such transfer does not alter your rights and obligations
under these terms to your detriment.
Notices: Except as otherwise required by law, all notices regarding this payment option must be provided in
S&J Engines, Inc.
PO Box 8116,
S&J Engines, Inc.
Customer Service (“Notice Address”).
Complaints: For complaints, the information provided on www.S&J Engines, Inc..com applies. If you have a
complaint towards S&J Engines, Inc., you can submit your complaint through the contact form on S&J Engines,
Inc.’s website (S&J Engines, Inc..com) or via postal mail with the keyword "Complaint” to S&J Engines, Inc.’s
Enforceability: If any term of this Agreement is finally determined to be void or unenforceable by a court or
government agency of competent jurisdiction, that term will continue to be enforceable to the extent allowed by
such court of agency, and the remainder will no longer be a part of this Agreement. All other provisions of this
Agreement will remain in effect.
Governing law, venue: You agree that the laws of the State of Ohio, without regard to principles of conflict of
laws, will govern these Terms and any claim or dispute that has arisen or may arise between you and S&J Engines,
Inc., except as otherwise stated in these Terms. Subject to the Arbitration Provision, you may also litigate any
dispute in small claims court with jurisdiction over that dispute, if the dispute meets all requirements to be
heard in the small claims court. You may litigate in small claims court whether or not you negotiated with S&J
Engines, Inc. informally first.
THIS PAYMENT AUTHORIZATION PERTAINS TO ALL PAYMENT SCHEDULES WE DELIVER TO YOU AND AUTHORIZES US TO INITIATE
ADDITIONAL PAYMENTS IN THE EVENT YOU FAIL TO PAY ON TIME. READ IT VERY CAREFULLY BEFORE CONSENTING TO THIS
AGREEMENT. To complete your Purchase you will indicate a debit card or credit card with which you wish to make
payments on your Shop Now Pay Later loan (together, along with any substitute debit card, credit card or bank
account you may later provide to us, the "Payment Method"). Your Payment Method and payments can be changed,
modified or terminated as further described below. For the purposes of this Payment Authorization, the words
"we", "us" and "our" include S&J Engines, Inc. and its successors, assigns, agents, TrueAccord Corp and other
service providers or any person to whom this Agreement is transferred or assigned.
Authorization for Initial Payment: For each Payment Schedule that we deliver to you, you authorize us to initiate
a one-time debit from, or charge to, as applicable, the Payment Method in the amount of the Initial Payment
indicated on that Payment Schedule. Initial Payments will occur on or soon after the date S&J Engines, Inc.
confirms an applicable order from your Purchase.
Authorization for Installment Payments: You also authorize us to initiate a one-time recurring debit
from, or charge to, as applicable, the Payment Method got the remaining installment amount.
Miscellaneous: You promise that the Payment Method and, if applicable, any Alternate Payment Methods, are
legitimate, open and active and that you are an authorized user on such account(s). You understand that this
Authorization is subject to applicable law and network rules. Each payment will be processed in U.S. dollars,
and, if it is converted into another currency, its amount may vary based on fluctuations in the applicable
Prepayment: You may prepay part or all of any outstanding Total Purchase Amount at any time. There is no penalty
for prepaying any amount owed. Prepaying any portion of your outstanding Total Purchase Amount will not change
the amount of any subsequent Installment Payment, unless the remaining Total Purchase Amount is less than your
Installment Payment, in which case we will only charge you the remaining Total Purchase Amount on the next Due
Split Orders: "Split Orders" occur when
- S&J Engines, Inc. does not confirm all items from your Purchase at a single point in time (for example, one
or more items from your Purchase ship on different dates); or
- the amount of your Purchase increases after you agree to the terms of this Agreement (for example, if you
subsequently authorize S&J Engines, Inc. to include taxes, fees, charges or additional items in connection
with your Purchase).
In the event of a Split Order, we will do one of the following at our discretion:
- provide you with an updated Payment Schedule as adjusted by us due to the Split Order (this Payment Schedule
will replace any Payment Schedule previously provided to you); or
- provide you with an additional Payment Schedule for each Split Order confirmed by S&J Engines, Inc. that
will include an additional Initial Payment and three additional Installment Payments that you will pay
pursuant to the Payment Authorization below (this Payment Schedule does not replace any Payment Schedules
previously provided to you).
Unless we provide you with a new Payment Schedule as described above, each Split Order constitutes a separate
Shop Now Pay Later loan; provided, however, that the total sum of all Initial Payments and Installment Payments
disclosed on each Payment Schedule associated with your Purchase will not exceed the Total Purchase Amount.
Late Fee: If any payment remains unpaid for 10 days after its due date, you agree to pay us a Late Fee of up to
$7 (or such lesser amount as required by law), except where prohibited by applicable law. The Late Fee will
never exceed 25% of the Installment Payment amount and will be waived or refunded in the event our error results
in you incurring a Late Fee.
Returned Payment Fee: If you attempt to make any Installment Payment by check or ACH and your payment is returned
unpaid for “not sufficient funds” or for any other reason such as a closed account, we will charge you a
Returned Payment Fee of up to $25 (or any lower amount required by law). The Returned Payment Fee will never
exceed the Installment Payment amount, and will be waived or refunded in the event our error results in you
incurring a Returned Payment Fee.
Default: Except where prohibited by law, you will be in default if you:
- fail to make any payment by a Due Date;
- become the subject of insolvency or bankruptcy proceedings;
- supply false, misleading, or incorrect information to us;
- a payment is returned to us by your bank; or
- violate or are unwilling to comply with any provision in this Agreement (each a “Default”).
If you are in Default S&J Engines, Inc. may:
- employ a debt collection agency to collect payment; and
- report default information to credit bureaus.
If you are in Default S&J Engines, Inc. may prevent you from future use of any S&J Engines, Inc. service.
Consent to Receive Debt Collection Emails: In the event that you are in Default, you consent to receive debt
collection emails from our debt collection service provider, TrueAccord Corp. You certify that any email address
you provide to S&J Engines, Inc. can be used by TrueAccord Corp. for debt collection communications. You also
certify that any email address you provide is a personal email address and not a work email address. If you
change your email address, it is your obligation to update your email address with S&J Engines, Inc.
Credit Reports and Reporting; Identity Theft: You give us permission to request information and to make whatever
inquiries we consider necessary and appropriate (including obtaining information from third parties and
requesting consumer reports from consumer reporting agencies) for the purpose of considering your application
for credit and subsequently in connection with any product upgrades or offers or the collection of your loan or
your account with us. We will only obtain consumer reports that do not impact your credit score and do not leave
a hard inquiry on your credit report.
We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults
on your account may be reflected in your credit bureau report.
No Loan Broker: You agree and represent that no person has performed any act as a broker in connection with the
making of this loan.
Authorization to Vary Amounts: If you are paying by debit card, you have the right to receive written notice if
any Installment Payment will vary from the amount authorized above. While we will generally provide at least 10
days' advance written notice of any Installment Payment that varies from the amount disclosed on an applicable
Payment Schedule, you agree that we need not provide written notice if the amount of the Installment Payment is
less than the disclosed amount or, no more than the Installment Payment plus any unpaid amounts, fees or charges
due under this Agreement.
Authorization for Late and Returned Payment Fees and to Modify or Combine Payments: You authorize us to initiate
a separate payment from the Payment Method or any other payment option you have on file with us (an "Alternate
Payment Method"), at our sole discretion, for each separate fee due under the Agreement such as a Late Fee or
Returned Payment Fee. You also authorize us to combine multiple payments that we may be initiating on the same
day from the Payment Method into a single payment. Instead of or in addition to any payment described above, you
authorize us to initiate payments from the Payment Method for any amount and on any date that you subsequently
direct by phone, email or other method we make available.
Authorization to Correct Payments, Maintain Accurate Balance and Update Payment Method Information: You authorize
us to debit or credit your Payment Method as necessary to
- correct any error we may make in processing a payment on or after the date such error occurs; or
- as otherwise necessary to obtain an accurate balance under this Agreement such as when you have a credit
balance on your account with us.
If there is any missing or erroneous information with respect to the Payment Method or the associated financial
institution, you authorize us to verify and correct such information.
All Borrowers, including Iowa, Missouri, Nebraska and Texas
ORAL AGREEMENTS OR COMMITMENTS TO LOAN MONEY, EXTEND CREDIT OR FORBEAR FROM ENFORCING REPAYMENT OF DEBT INCLUDING
PROMISES TO EXTEND OR RENEW SUCH DEBT ARE NOT ENFORCEABLE. TO PROTECT YOU AND US FROM ANY MISUNDERSTANDING OR
DISAPPOINTMENT, ANY AGREEMENTS WE REACH COVERING SUCH MATTERS ARE CONTAINED IN THIS WRITING, WHICH IS THE
COMPLETE AND EXCLUSIVE STATEMENT OF THE AGREEMENT BETWEEN US, EXCEPT AS WE MAY LATER AGREE IN WRITING TO MODIFY
For California Consumers
FOR INFORMATION CONTACT THE DEPARTMENT OF BUSINESS OVERSIGHT, STATE OF CALIFORNIA. This loan is made pursuant to
the California Finance Lenders Law, Division 9 (commencing with Section 22000) of the Financial Code, License
For California and Utah Residents
As required by California and Utah law, you are hereby notified that a negative credit report reflecting on your
credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit
For Maryland Residents
This Loan is made under and governed by Section 12-103(a)(1) of Subtitle 1, “Interest and Usury” of Title 12 of
the Maryland Commercial Law.
For New York, Rhode Island and Vermont Residents
You understand and agree that we may obtain a consumer credit report in connection with any updates, renewals or
extensions of any credit as a result of your application. If you ask, you will be informed whether or not such a
report was obtained and, if so, the name and address of the agency that furnished the report. You also
understand and agree that we may obtain a consumer credit report in connection with the review or collection of
any extension of credit made to you or for other legitimate purposes related to such extension of credit.
For North Dakota Consumers
NOTICE: MONEY BROKERS ARE LICENSED AND REGULATED BY THE DEPARTMENT OF FINANCIAL INSTITUTIONS, 2000 SCHAFER
STREET, SUITE G, BISMARCK, NORTH DAKOTA 58501-1204. THE DEPARTMENT OF FINANCIAL INSTITUTIONS HAS NOT PASSED ON
THE MERITS OF THE CONTRACT AND LICENSING DOES NOT CONSTITUTE AN APPROVAL OF THE TERMS OR OF THE BROKER'S ABILITY
TO ARRANGE ANY LOAN. COMPLAINTS REGARDING THE SERVICES OF MONEY BROKERS SHOULD BE DIRECTED TO THE DEPARTMENT OF
For South Dakota Consumers
Any improprieties by S&J Engines, Inc. regarding its product offerings, or related practices may be referred to
the South Dakota Division of Banking at:
South Dakota Division of Banking,
1601 N. Harrison Avenue,
SD 57501. Fax: 866.326.7504,
For Washington Consumers
Fraudulent transactions may result in the loss of your money with no recourse.
For Wisconsin Consumers
If you are married:
- you confirm that the Loan is being incurred in the interest of your marriage or family;
- no provision of any marital property agreement, unilateral statement, or court decree under the Wisconsin
Marital Property Act will adversely affect our interest unless, before the time credit is granted, we are
furnished a copy of that agreement or decree or are given complete information about the agreement or
- you understand and agree that we will provide a copy of this Agreement to your spouse for his or her
If the Loan is granted, you will notify us if you have a spouse by sending your name and your spouse's name and
address to us at the Notice Address.
CAUTIONS FOR GLOBAL USE AND EXPORT AND IMPORT COMPLIANCE
Due to the global nature of the internet, through the use of our network you hereby agree to comply with all
local rules relating to online conduct and that which is considered acceptable Content. Uploading, posting
and/or transferring of software, technology and other technical data may be subject to the export and import
laws of the United States and possibly other countries. Through the use of our network, you thus agree to comply
with all applicable export and import laws, statutes and regulations, including, but not limited to, the Export
Administration Regulations (http://www.access.gpo.gov/bis/ear/ear_data.html), as
well as the sanctions control program of the United States (http://www.treasury.gov/resource-center/sanctions/Programs/Pages/Programs.aspx).
Furthermore, you state and pledge that you:
- are not on the list of prohibited individuals which may be identified on any government export exclusion
report (http://www.bis.doc.gov/complianceandenforcement/liststocheck.htm) nor a member of any other
government which may be part of an export-prohibited country identified in applicable export and import laws
- agree not to transfer any software, technology or any other technical data through the use of our network
Services to any export-prohibited country;
- agree not to use our website network Services for any military, nuclear, missile, chemical or biological
weaponry end uses that would be a violation of the U.S. export laws; and
- agree not to post, transfer nor upload any software, technology or any other technical data which would be
in violation of the U.S. or other applicable export and/or import laws.
CONTENT PLACED OR MADE AVAILABLE FOR COMPANY SERVICES
S&J Engines, Inc. shall not lay claim to ownership of any content submitted by any visitor , member or user, or
make such content available for inclusion on our website Services. Therefore, you hereby grant and allow for S&J
Engines, Inc. the below listed worldwide, royalty-free and non-exclusive licenses, as applicable:
- The content submitted or made available for inclusion on the publicly accessible areas of S&J Engines,
Inc.'s sites, the license provided to permit to use, distribute, reproduce, modify, adapt, publicly perform
and/or publicly display said Content on our network Services is for the sole purpose of providing and
promoting the specific area to which this content was placed and/or made available for viewing. This license
shall be available so long as you are a member of S&J Engines, Inc.'s sites, and shall terminate at such
time when you elect to discontinue your membership.
- Photos, audio, video and/or graphics submitted or made available for inclusion on the publicly accessible
areas of S&J Engines, Inc.'s sites, the license provided to permit to use, distribute, reproduce, modify,
adapt, publicly perform and/or publicly display said Content on our network Services are for the sole
purpose of providing and promoting the specific area in which this content was placed and/or made available
for viewing. This license shall be available so long as you are a member of S&J Engines, Inc.'s sites and
shall terminate at such time when you elect to discontinue your membership.
- For any other content submitted or made available for inclusion on the publicly accessible areas of S&J
Engines, Inc.'s sites, the continuous, binding and completely sub-licensable license which is meant to
permit to use, distribute, reproduce, modify, adapt, publish, translate, publicly perform and/or publicly
display said content, whether in whole or in part, and the incorporation of any such Content into other
works in any arrangement or medium current used or later developed.
Those areas which may be deemed "publicly accessible" areas of S&J Engines, Inc.'s sites are those such areas of
our network properties which are meant to be available to the general public, and which would include message
boards and groups that are openly available toboth visitorsand members. However, those areas which are not open
to the public, and thus available to members only, would include our mail system and instant messaging.
CONTRIBUTIONS TO COMPANY WEBSITE
S&J Engines, Inc. provides an area for our usersand members to contribute feedback to our website. When you
submit ideas, documents, suggestions and/or proposals ("Contributions") to our site, you acknowledge and agree
- your Contributions do not contain any type of confidential or proprietary information
- SJE shall not be liable or under any obligation to ensure or maintain confidentiality, expressed or implied,
related to any Contributions;
- SJE shall be entitled to make use of and/or disclose any such Contributions in any such manner as they may
- the contributor's Contributions shall automatically become the sole property of SJE; and
- SJE is under no obligation to either compensate or provide any form of reimbursement in any manner or
All users and/or members herein agree to insure and hold S&J Engines, Inc., our subsidiaries, affiliates,
agents, employees, officers, partners and/or licensors blameless ornot liable for any claim or demand, which may
include, but is not limited to, reasonable attorney fees made by any third party, which may arise from any
content amember or user of our site may submit, post, modify, transmit or otherwise make available through our
Services, the use of SJE Services or your connection with these Services, your violations of the Terms of
Service and/or your violation of any such rights of another person.
COMMERCIAL REUSE OF SERVICES
Themember or user herein agrees not to replicate, duplicate, copy, trade, sell, resell nor exploit for any
commercial reason any part, use of, or access to SJE's sites.
USE AND STORAGE GENERAL PRACTICES
You herein acknowledge that S&J Engines, Inc. may set up any such practices and/or limits regarding the use of
our Services, without limitation of the maximum number of days that any email, message posting or any other
uploaded content shall be retained by S&J Engines, Inc., nor the maximum number of email messages that may be
sent and/or received by any member, the maximum volume or size of any email message that may be sent from or may
be received by an account on our Service, the maximum disk space allowable that shall be allocated on S&J
Engines, Inc.'s servers on the member's behalf, and/or the maximum number of times and/or duration that any
member may access our Services in a given period of time. In addition, you also agree that S&J Engines, Inc. has
absolutely no responsibility or liability for the removal or failure to maintain storage of any messages and/or
other communications or content maintained or transmitted by our Services. You also herein acknowledge that we
reserve the right to delete or remove any account that is no longer active for an extended period of time.
Furthermore, S&J Engines, Inc. shall reserve the right to modify, alter and/or update these general practices
and limits at our discretion.
S&J Engines, Inc. shall reserve the right at any time it may deem fit, to modify, alter and or discontinue,
whether temporarily or permanently, our service, or any part thereof, with or without prior notice. In addition,
we shall not be held liable to you or to any third party for any such alteration, modification, suspension
and/or discontinuance of our Services, or any part thereof.
As a member of www.sandjengines.com, you may cancel or terminate your
account, associated email address and/or access to our Services by submitting a cancellation or termination
request to email@example.com.
As a member, you agree that S&J Engines, Inc. may, without any prior written notice, immediately suspend,
terminate, discontinue and/or limit your account, any email associated with your account, and access to any of
our Services. The cause for such termination, discontinuance, suspension and/or limitation of access shall
include, but is not limited to:
- any breach or violation of our TOS or any other incorporated agreement, regulation and/or guideline;
- by way of requests from law enforcement or any other governmental agencies;
- the discontinuance, alteration and/or material modification to our Services, or any part thereof;
- unexpected technical or security issues and/or problems;
- any extended periods of inactivity;
- any engagement by you in any fraudulent or illegal activities; and/or
- the nonpayment of any associated fees that may be owed by you in connection with your www.sandjengines.com account Services.
Furthermore, you herein agree that any and all terminations, suspensions, discontinuances, and or limitations of
access for cause shall be made at our sole discretion and that we shall not be liable to you or any other third
party with regards to the termination of your account, associated email address and/or access to any of our
The termination of your account with www.sandjengines.com shall
include any and/or all of the following:
- the removal of any access to all or part of the Services offered within www.sandjengines.com;
- the deletion of your password and any and all related information, files, and any such content that may be
associated with or inside your account, or any part thereof; and
- the barring of any further use of all or part of our services.
Any correspondence or business dealings with, or the participation in any promotions of, advertisers located on
or through our Services, which may include the payment and/or delivery of such related goods and/or Services,
and any such other term, condition, warranty and/or representation associated with such dealings, are and shall
be solely between you and any such advertiser. Moreover, you herein agree that S&J Engines, Inc. shall not be
held responsible or liable for any loss or damage of any nature or manner incurred as a direct result of any
such dealings or as a result of the presence of such advertisers on our website.
Either S&J Engines, Inc. or any third parties may provide links to other websites and/or resources. Thus, you
acknowledge and agree that we are not responsible for the availability of any such external sites or resources,
and as such, we do not endorse nor are we responsible or liable for any content, products, advertising or any
other materials, on or available from such third party sites or resources. Furthermore, you acknowledge and
agree that S&J Engines, Inc. shall not be responsible or liable, directly or indirectly, for any such damage or
loss which may be a result of, caused or allegedly to be caused by or in connection with the use of or the
reliance on any such content, goods or Services made available on or through any such site or resource.
You do hereby acknowledge and agree that S&J Engines, Inc.'s Services and any essential software that may be
used in connection with our Services ("Software") shall contain proprietary and confidential material that is
protected by applicable intellectual property rights and other laws. Furthermore, you herein acknowledge and
agree that any Content which may be contained in any advertisements or information presented by and through our
Services or by advertisers is protected by copyrights, trademarks, patents or other proprietary rights and laws.
Therefore, except for that which is expressly permitted by applicable law or as authorized by S&J Engines, Inc.
or such applicable licensor, you agree not to alter, modify, lease, rent, loan, sell, distribute, transmit,
broadcast, publicly perform and/or created any plagiaristic works which are based on S&J Engines, Inc. Services
(e.g. Content or Software), in whole or part.
S&J Engines, Inc. herein has granted you personal, non-transferable and non-exclusive rights and/or license to
make use of the object code or our Software on a single computer, as long as you do not, and shall not, allow
any third party to duplicate, alter, modify, create or plagiarize work from, reverse engineer, reverse assemble
or otherwise make an attempt to locate or discern any source code, sell, assign, sublicense, grant a security
interest in and/or otherwise transfer any such right in the Software. Furthermore, you do herein agree not to
alter or change the Software in any manner, nature or form, and as such, not to use any modified versions of the
Software, including and without limitation, for the purpose of obtaining unauthorized access to our Services.
Lastly, you also agree not to access or attempt to access our Services through any means other than through the
interface which is provided by S&J Engines, Inc. for use in accessing our Services.
YOU HEREIN EXPRESSLY ACKNOWLEDGE AND AGREE THAT:
- THE USE OF S&J ENGINES, INC. SERVICES AND SOFTWARE ARE AT THE SOLE RISK BY YOU. OUR SERVICES AND SOFTWARE
SHALL BE PROVIDED ON AN "AS IS" AND/OR "AS AVAILABLE" BASIS. S&J ENGINES, INC. AND OUR SUBSIDIARIES,
AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND LICENSORS EXPRESSLY DISCLAIM ANY AND ALL WARRANTIES OF
ANY KIND WHETHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO ANY IMPLIED WARRANTIES OF TITLE,
MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.
- S&J ENGINES, INC. AND OUR SUBSIDIARIES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND LICESNSORS MAKE NO SUCH
WARRANTIES THAT (i) S&J ENGINES, INC. SERVICES OR SOFTWARE WILL MEET YOUR REQUIREMENTS; (ii) S&J ENGINES,
INC. SERVICES OR SOFTWARE SHALL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE; (iii) THAT SUCH RESULTS
WHICH MAY BE OBTAINED FROM THE USE OF THE S&J ENGINES, INC. SERVICES OR SOFTWARE WILL BE ACCURATE OR
RELIABLE; (iv) QUALITY OF ANY PRODUCTS, SERVICES, ANY INFORMATION OR OTHER MATERIAL WHICH MAY BE PURCHASED
OR OBTAINED BY YOU THROUGH OUR SERVICES OR SOFTWARE WILL MEET YOUR EXPECTATIONS; AND (v) THAT ANY SUCH
ERRORS CONTAINED IN THE SOFTWARE SHALL BE CORRECTED.
- ANY INFORMATION OR MATERIAL DOWNLOADED OR OTHERWISE OBTAIN BY WAY OF S&J ENGINES, INC. SERVICES OR SOFTWARE
SHALL BE ACCESSED BY YOUR SOLE DISCRETION AND SOLE RISK, AND AS SUCH YOU SHALL BE SOLELY RESPONSIBLE FOR AND
HEREBY WAIVE ANY AND ALL CLAIMS AND CAUSES OF ACTION WITH RESPECT TO ANY DAMAGE TO YOUR COMPUTER AND/OR
INTERNET ACCESS, DOWNLOADING AND/OR DISPLAYING, OR FOR ANY LOSS OF DATA THAT COULD RESULT FROM THE DOWNLOAD
OF ANY SUCH INFORMATION OR MATERIAL.
- NO ADVICE AND/OR INFORMATION, DESPITE WETHER WRITTEN OR ORAL, THAT MAY BE OBTAINED BY YOU FROM S&J ENGINES,
INC. OR BY WAY OF OR FROM OUR SERVICES OR SOFTWARE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THE
- e) A SMALL PERCENTAGE OF SOME USERS MAY EXPERIENCE SOME DEGREE OF EPILEPTIC SEIZURE WHEN EXPOSED TO CERTAIN
LIGHT PATTERNS OR BACKGROUNDS THAT MAY BE CONTAINED ON A COMPUTER SCREEN OR WHILE USING OUR SERVICES.
CERTAIN CONDITIONS MAY INDUCE A PREVIOUSLY UNKNOWN CONDITION OR UNDETECTED ELILEPTIC SYMPTOM IN USERS WHO
HAVE SHOWN NO HISTORY OF ANY PRIOR SEIZURE OR EPILEPSY. SHOULD YOU, ANYONE YOU KNOW OR ANYONE IN YOUR FAMILY
HAVE AN EPILEPTIC CONDITION, PLEASE CONSULT A PHYSICAN IF YOU EXPERIENCE ANY OF THE FOLLOWING SYMPTOMS WHILE
USING OUR SERVICES: DIZZINESS, ALTERED VISON, EYE OR MUSCLE TWITCHES, LOSS OF AWARNESS, DISORIENTATION, ANY
INVOLUNTARY MOVEMENT, OR CONVULSIONS.
LIMITATION OF LIABILITY
YOU EXPLICITY ACKNOWLEDGE, UNDERSTAND AND AGREE THAT S&J ENGINES, INC. AND OUR SUBISDIARIES, AFFILIATES,
OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND LICENSORS SHALL NOT BE LIABLE TO YOU FOR ANY PUNITIVE, INDIRECT,
INCIDENTIAL, SPECIAL, CONSEQUENIAL OR EXEMPLARY DAMAGES, INCLUDING, BUT NOT LIMITED TO, DAMAGES WHICH MAY BE
RELATED TO THE LOSS OF ANY PROFITS, GOODWILL, USE, DATA AND/OR OTHER INTANGILBE LOSSES, EVEN THOUGH WE MAY HAVE
BEEN ADVISED OF SUCH POSSIBILITY THAT SAID DAMAGES MAY OCCUR, AND RESULT FROM:
- THE USE OR INABILITY TO USE OUR SERVICE;
- THE COST OF PRECURING SUBSTITUTE GOODS AND SERVICES;
- UNAUTHORIZED ACCESS TO OR THE ALTERATION OF YOUR TRANSMISSIONS AND/OR DATA;
- STATEMENTS OR CONDUCT OF ANY SUCH THRID PARTY ON OUR SERVICE;
- AND ANY OTHER MATTER WHICH MAY BE RELATED TO OUR SERVICE.
EXCLUSION AND LIMITATIONS
THERE ARE SOME JURISDICTIONS WHICH DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OF
EXCLUSION OF LAIBILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. THEREFORE, SOME OF THE ABOVE LIMITATIONS OF
SECTIONS WARRANTY DISCLAIMERS AND LIMITATION OF LIABILITY MAY NOT APPLY TO YOU.
THIRD PARTY BENEFICIARIES
You herein acknowledge, understand and agree, unless otherwise expressly provided in this TOS, that there shall
be third-party beneficiaries to this agreement.
S&J Engines, Inc. may furnish you with notices, including those with regards to any changes to the TOS,
including but not limited to email, regular mail, MMS or SMS, text messaging, postings on our website Services,
or other reasonable means currently known or any which may be herein after developed. Any such notices may not
be received if you violate any aspects of the TOS by accessing our Services in an unauthorized manner. Your
acceptance of this TOS constitutes your agreement that you are deemed to have received any and all notices that
would have been delivered had you accessed our Services in an authorized manner.
You herein acknowledge, understand and agree that all of the S&J Engines, Inc. trademarks, copyright, trade
name, service marks, and other S&J Engines, Inc. logos and any brand features, and/or product and service names
are trademarks and as such, are and shall remain the property of S&J Engines, Inc.. You herein agree not to
display and/or use in any manner the S&J Engines, Inc. logo or marks.
COPYRIGHT OR INTELLECTUAL PROPERTY INFRINGEMENT CLAIMS NOTICE & PROCEDURES
S&J Engines, Inc. will always respect the intellectual property of others, and we ask that all of our users to
the same. With regards to appropriate circumstances and at its sole discretion, S&J Engines, Inc. may disable
and/or terminate the accounts of any user who repeatedly violates our TOS and/or infringes the rights of others.
If you feel that your work has been duplicated in such a way that would constitute copyright infringement, or if
you believe your intellectual property rights have been otherwise violated, you should provide to us the
- The electronic or the physical signature of the individual that is authorized on behalf of the owner of the
copyright or other intellectual property interest;
- description of the copyrighted work or other intellectual property that you believe has been infringed
- A description of the location of the site which you allege has been infringing upon your work;
- The physical address, telephone number, and email address;
- A statement, in which you state that the alleged and disputed use of your work is not authorized by the
copyright owner, its agents or the law;
- And finally, a statement, made under penalty of perjury, that the aforementioned information in your notice
is the truth and accurate, and that you are the copyright or intellectual property owner, representative or
agent authorized to act on the copyright or intellectual property owner's behalf.
The S&J Engines, Inc. Agent for notice of claims of copyright or other intellectual property infringement can be
contacted as follows:
S&J Engines, Inc.
Attn: Copyright Agent
817 North Lincoln Street
Spokane, Washington 99201-2124
BE IT KNOWN, that S&J Engines, Inc. complies with all applicable Federal Communications Commission rules and
regulations regarding the closed captioning of video content. For more information, please visit our website at
This TOS constitutes the entire agreement between you and S&J Engines, Inc. and shall govern the use of our
Services, superseding any prior version of this TOS between you and us with respect to S&J Engines, Inc.
Services. You may also be subject to additional terms and conditions that may apply when you use or purchase
certain other S&J Engines, Inc. Services, affiliate Services, third-party content or third-party software.
CHOICE OF LAW AND FORUM
It is at the mutual agreement of both you and S&J Engines, Inc. with regard to the TOS that the relationship
between the parties shall be governed by the laws of the state of Washington without regard to its conflict of
law provisions and that any and all claims, causes of action and/or disputes, arising out of or relating to the
TOS, or the relationship between you and S&J Engines, Inc., shall be filed within the courts having jurisdiction
within the County of Spokane County, Washington or the U.S. District Court located in said state. You and S&J
Engines, Inc. agree to submit to the jurisdiction of the courts as previously mentioned, and agree to waive any
and all objections to the exercise of jurisdiction over the parties by such courts and to venue in such courts.
WAIVER AND SEVERABILITY OF TERMS
At any time, should S&J Engines, Inc. fail to exercise or enforce any right or provision of the TOS, such
failure shall not constitute a waiver of such right or provision. If any provision of this TOS is found by a
court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to
give effect to the parties' intentions as reflected in the provision, and the other provisions of the TOS remain
in full force and effect.
NO RIGHT OF SURVIVORSHIP NON-TRANSFERABILITY
You acknowledge, understand and agree that your account is non-transferable and any rights to your ID and/or
contents within your account shall terminate upon your death. Upon receipt of a copy of a death certificate,
your account may be terminated and all contents therein permanently deleted.
STATUTE OF LIMITATIONS
You acknowledge, understand and agree that regardless of any statute or law to the contrary, any claim or action
arising out of or related to the use of our Services or the TOS must be filed within 7 year(s) after said claim
or cause of action arose or shall be forever barred.
CONSENT AND NOTICE REGARDING ELECTRONIC COMMUNICATIONS FOR S&J ENGINES, INC.
1. Electronic Signature Agreement. By selecting the “I agree that I have read and accepted the
electronic signature is the legal equivalent of yourmanual signature on this Agreement. By selecting “I agree
Agreement's terms and conditions. You further agree that your use of a key pad,mouse or other device to select
an item, button, icon or similar act/action, or to otherwiseprovide S&J Engines, Inc. instructions or in
accessing or making any transaction regarding any agreement,acknowledgement, consent terms, disclosures or
conditions constitutes your signature(hereafter referred to as "E-Signature"), acceptance and agreement as if
actually signed byyou in writing. You also agree that no certification authority or other third party
verificationis necessary to validate your E-Signature and that the lack of such certification or third
partyverification will not in any way affect the enforceability of your E-Signature or any resultingcontract
between you and S&J Engines, Inc. You also represent thatyou are authorized to enter into this Agreement for all
persons who own or are authorized toaccess any of your accounts and that such persons will be bound by the terms
of thisAgreement. You further agree that each use of your E-Signature constitutes your agreement to be bound by
the terms and conditionsof the S&J Engines, Inc. Disclosures and Agreements as they exist on the date of
2. Consent to Electronic Delivery. You specifically agree to receive and/or obtain any and all
"Electronic Communications" (defined below) via S&J Engines, Inc. website application and/or emails. The term
"Electronic Communications" includes, but is not limited to, any and all current and future notices and/or
disclosures that various federal and/or state laws or regulations require that we provide to you, as well as
such other documents, statements, data, records and any other communications regarding your relationship with
S&J Engines, Inc. You acknowledge that, for your records, you are able to use the S&J Engines, Inc. website
application to retain Electronic Communications by printing and/or downloading and saving this Agreement and any
other agreements and Electronic Communications, documents, or records that you agree to using your E-Signature.
You accept Electronic Communications provided via S&J Engines, Inc. as reasonable and proper notice, for the
purpose of any and all laws, rules, and regulations, and agree that such electronic form fully satisfies any
requirement that such communications be provided to you in writing or in a form that you may keep.
3. Paper version of Electronic Communications. You may request a paper version of an Electronic
Communication. You acknowledge that S&J Engines, Inc. reserves the right to charge you a reasonable fee for the
production and mailing of paper versions of Electronic Communications. To request a paper copy of an Electronic
Communication contact us at (509) 838-3625
4. Revocation of electronic delivery. You have the right to withdraw your consent to
receive/obtain communications via the S&J Engines, Inc. website application at any time. You acknowledge that
S&J Engines, Inc. reserves the right to restrict or terminate your access to the S&J Engines, Inc. website
application if you withdraw your consent to receive Electronic Communications. If you wish to withdraw your
consent, contact us at (509) 838-3625.
5. Valid and current email address, notification and updates. Your current valid email address
is required in order for you to obtain S&J Engines, Inc. website application services. You agree to keep S&J
Engines, Inc. informed of any changes in your email address. You may modify your email address by submitting a
written request to S&J Engines, Inc., visit our location or submit a secure message thru traditional mailing
services. S&J Engines, Inc. may notify you through email when an Electronic Communication or updated agreement
pertaining to your commercial relationship is available. S&J Engines, Inc. may also use S&J Engines, Inc.
website application for Electronic Communications. It is your responsibility to use S&J Engines, Inc. website
application regularly to check for Electronic Communications and to check for updates to this Agreement.
6. Hardware, software and operating system. You are responsible for installation, maintenance,
and operation of your computer, browser and software. S&J Engines, Inc. is not responsible for errors or
failures from any malfunction of your computer, browser or software. S&J Engines, Inc. is also not responsible
for computer viruses or related problems associated with use of an online system.
7. Controlling Agreement. This Agreement supplements and modifies other agreements that you may
have with S&J Engines, Inc.To the extent that this Agreement and another agreement contain conflicting
provisions, the provisions in this agreement will control (with the exception of provisions in another agreement
for an electronic service which provisions specify the necessary hardware, software and operating system, in
which such other provision controls). All other obligations of the parties remain subject to the terms and
conditions of any other agreement. To obtain electronic services and communications, indicate your consent to
the terms and conditions of this Agreement by clicking on the “I agree that I have read and accepted the User
It is recommended that you print a copy of this Agreement for future reference.
Please report any and all violations of this TOS to S&J Engines, Inc. as follows:
S&J Engines, Inc.
Attn: Copyright Agent
817 North Lincoln Street
Spokane, Washington 99201-2124